Is your insurance company over-advertised?
There are many insurance companies across the country; some are more obvious than others. The best life insurance companies that appear year after year are the ones they claim to be able to do – that is, they have fulfilled their promises. These companies have stood the test of time because they have paid off for their claims; they keep interest rates low and they are not "aggressive." They know that you want to know how much insurance to buy.
Is there more insurance than having less insurance?
Having the right insurance is the key, not necessarily more insurance. The best life insurance companies there have a variety of plans to choose from. They allow you to explain what you want insurance to do for you. Do you need more insurance because your work is very dangerous, or do you live a dangerous life? If you or your spouse have certain illnesses, do you purchase enough life insurance to protect your family? Whether you want or need more insurance, be sure to consult your insurance agent for guidance.
When should I buy insurance?
Each of us needs to buy insurance so that we and our families are protected from sudden unemployment, injury, illness or death. When purchasing life insurance, you should buy from the best life insurance company. If it is available at work, go there. If not, then buy from an external source that you can rely on. As long as the insurance company is listed with the appropriate bureau or agency, the only thing to do is to get insurance – you can't afford it.